Which bank is best for a home loan in India

home loan,mortgage refinance calculator,home loan calculator,first-time buyer home loans,first-time home buyer loans with zero down,first-time home buyer loan requirements,home loan investment bank login,home loan investment bank payoff

But two drawbacks I have observed.

One is interest rates will not immediately change once the RBI changes the repo rate instead they change quarterly once which I feel is little loot. And the other is you can’t prepay online instead you have to go to the home branch and should pay there.

But from what I have heard is these two drawbacks became really advantages to SBI to opt home loan from them.

In near future, I am also planning to transfer my Home loan from HDFC to SBI to enjoy the benefits.