Home loan providers usually fund a maximum of 75%-90% of the property cost. The balance, i.e., 10%-25% of the property cost needs to be funded by the customer as a down payment. Customers with surplus funds would prefer to increase the down payment amount, which, in turn, will lower the loan amount and, in turn, reduce the cost of the loan. The amount of loan to avail would depend on various factors such as your age, income, other liabilities, etc. To help you assess the amount of loan you are eligible for, you could use this loan eligibility calculator
Buying a home is a big investment. It’s important to understand everything involved and see how much you can afford. use this mortgage calculator to know what you need to afford.