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1. Try to pay as much as you can upfront. This will mean the amount of loan you have to take will be lesser, and hence the interest in it too.
2. Pre-payment – Make sure you’re allowed to pre-pay your loan. This means you can expedite the paying off of your loan and reduce the interest on it. As you can’t predict the changes in your salary and how much you will be afforded in the future, it’s best to keep this option wide open. Some banks will charge you a penalty for this, so it’s better to make sure of it beforehand. You can save a whole lot of money this way
3. Finally, invest in a higher return investment so that your debt is paid off by it.