Top 10 Cheapest Car Insurance Companies USA

2. USAA

USAA is a Texas-based company that’s been around since 1922. It specializes in auto, homeowners, motorcycle and recreational vehicle insurance for members of all branches of military service who are eligible for USAA membership. In addition to being one of the cheapest car insurance companies, USAA also has a reputation for quality customer service. The company received 4.7 out of 5 stars from customers on J.D. Power’s 2016 Customer Service Index—the highest score across all industries measured by J.D.