30 impressive dream homes you shouldn’t miss

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15 year mortgage rates,
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A gorgeous exterior view of this custom house is surrounded by stunning mature and tall landscaping trees.

Before you apply for home loans, you will need to know the following to make an informed decision. Interest Rates Interest rates for home loans are of two types: fixed and floating interest rates. Fixed interest rates stay the same throughout the tenure while floating interest rates are subject to change based on the overall market conditions and RBI’s decision. However, floating interest rates are best for you in the long run. Tenure You can repay your home loan for up to 30 years. The longer the tenure, the lower the EMI and hence easy on your pocket. However, the maximum tenure you can select will also depend on your age, nature of the profession, etc.